Colonial home in Charlottesville, VA
This 2,772-square-foot Colonial home in Charlottesville, VA includes 3 bedrooms and 3 bathrooms. The Colonial styling carries through the home's design.
| Price | $674,900 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 2772 |
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| Architectural style | Colonial (53% match) |
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| Address | 2200 Wisteria Dr, Charlottesville, VA 22911 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $675K, this home is 13% below the $775K median for 57 similar Colonial homes in Charlottesville, VA.
- That works out to $243 per square foot, 8% below the $264 comparable rate.
- On the market 12 days.
| This home | $674,900 |
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| Colonial median in Charlottesville, VA | $775,000 (57 homes) |
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| Price per sq ft | $243 vs. $264 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,437/month with 20% down at a 7.28% 30-year fixed rate. You would need about $190,140 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,694/mo |
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| Property tax (new-buyer reassessed rate) | $489/mo |
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| Homeowners insurance | $253/mo |
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| Total monthly | $4,437/mo |
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| Down payment (20%) | $134,980 |
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| Income needed | $190,140/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (47 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (47/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $251,009 |
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| Range (10th to 90th pct) | $131,190 to $391,529 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlottesville, VA where local data is thin.
Local home values
Typical home values in Charlottesville, VA have risen about 22% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia