Cottage / Storybook home in 214 Governors View Rd Asheville, NC
Set in Asheville, NC, this Cottage home provides 2 bedrooms and 2 bathrooms across 912 square feet. The listing highlights attached garage, deck / patio, and hardwood floors.
| Price | $374,900 |
|---|
| Beds | 2 |
|---|
| Baths | 2 |
|---|
| Sqft | 912 |
|---|
| Architectural style | Cottage / Storybook (54% match) |
|---|
| Address | 214 Governors View Rd Asheville, NC 28805 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, hardwood floors.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $375K, this home is 32% below the $550K median for 589 similar Cottage / Storybook homes in Asheville, NC.
- That works out to $411 per square foot, 22% above the $337 comparable rate.
- On the market 60 days, longer than usual here, so the seller may be open to offers.
| This home | $374,900 |
|---|
| Cottage / Storybook median in Asheville, NC | $550,000 (589 homes) |
|---|
| Price per sq ft | $411 vs. $337 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,449/month with 20% down at a 7.28% 30-year fixed rate. You would need about $104,951 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,052/mo |
|---|
| Property tax (new-buyer reassessed rate) | $256/mo |
|---|
| Homeowners insurance | $141/mo |
|---|
| Total monthly | $2,449/mo |
|---|
| Down payment (20%) | $74,980 |
|---|
| Income needed | $104,951/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
|---|
| Beats renting in | 12% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $171,385 |
|---|
| Range (10th to 90th pct) | $99,101 to $256,443 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Asheville, NC where local data is thin.
Local home values
Typical home values in Asheville, NC have risen about 18% over the past 5 years (-3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto