Cottage / Storybook home in Denver, CO
This Cottage home in Denver, CO offers 4 bedrooms and 2 bathrooms across 1,736 square feet. The Cottage styling carries through the home's design.
| Price | $450,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1736 |
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| Architectural style | Cottage / Storybook (35% match) |
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| Address | 235 S Irving Street, Denver, CO 80219 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $450K, this home is 35% below the $697K median for 198 similar Cottage / Storybook homes in Denver, CO.
- That works out to $259 per square foot, 40% below the $430 comparable rate.
- On the market 22 days.
| This home | $450,000 |
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| Cottage / Storybook median in Denver, CO | $697,450 (198 homes) |
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| Price per sq ft | $259 vs. $430 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,823/month with 20% down at a 7.28% 30-year fixed rate. You would need about $120,993 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,463/mo |
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| Property tax (new-buyer reassessed rate) | $191/mo |
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| Homeowners insurance | $169/mo |
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| Total monthly | $2,823/mo |
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| Down payment (20%) | $90,000 |
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| Income needed | $120,993/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 54% of modeled paths |
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| Modeled 5-yr equity (median) | $295,072 |
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| Range (10th to 90th pct) | $196,715 to $410,190 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Denver, CO where local data is thin.
Local home values
Typical home values in Denver, CO have risen about 4% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia