Farmhouse / Modern Farmhouse home in 16096 Maricopa Hwy Ojai, CA
This 2,901-square-foot Farmhouse home in Ojai, CA includes 4 bedrooms and 3 bathrooms. Notable features include attached garage, deck / patio, open floor plan, solar panels, and vaulted / high ceilings. The Farmhouse styling carries through the home's design.
| Price | $1,349,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2901 |
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| Architectural style | Farmhouse / Modern Farmhouse (37% match) |
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| Address | 16096 Maricopa Hwy Ojai, CA 93023 |
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Why buy this home
- Confirmed Farmhouse / Modern Farmhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, open floor plan, solar panels, vaulted / high ceilings.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $1.3M, this home is 79% below the $6.5M median for 9 similar Farmhouse / Modern Farmhouse homes in Ojai, CA.
- That works out to $465 per square foot, 58% below the $1104 comparable rate.
| This home | $1,349,000 |
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| Farmhouse / Modern Farmhouse median in Ojai, CA | $6,495,000 (9 homes) |
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| Price per sq ft | $465 vs. $1,104 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $9,239/month with 20% down at a 7.28% 30-year fixed rate. You would need about $395,953 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,384/mo |
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| Property tax (new-buyer reassessed rate) | $1,349/mo |
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| Homeowners insurance | $506/mo |
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| Total monthly | $9,239/mo |
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| Down payment (20%) | $269,800 |
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| Income needed | $395,953/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $696,092 |
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| Range (10th to 90th pct) | $425,649 to $1,027,902 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto