Ranch home in Asheville, NC
A Ranch home in Asheville, NC, it offers 2 bedrooms and 2 bathrooms across 1,400 square feet. Notable features include a lake / river / water view.
| Price | $499,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1400 |
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| Architectural style | Ranch (55% match) |
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| Address | 150 Stratford Road, Asheville, NC 28804 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: lake / river / water view.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little above the area.
- At $499K, this home is 5% above the $475K median for 231 similar Ranch homes in Asheville, NC.
- That works out to $356 per square foot, 22% above the $292 comparable rate.
- On the market 47 days, longer than usual here, so the seller may be open to offers.
| This home | $499,000 |
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| Ranch median in Asheville, NC | $475,000 (231 homes) |
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| Price per sq ft | $356 vs. $292 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,259/month with 20% down at a 7.28% 30-year fixed rate. You would need about $139,692 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,731/mo |
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| Property tax (new-buyer reassessed rate) | $341/mo |
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| Homeowners insurance | $187/mo |
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| Total monthly | $3,259/mo |
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| Down payment (20%) | $99,800 |
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| Income needed | $139,692/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $235,710 |
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| Range (10th to 90th pct) | $138,516 to $348,190 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Asheville, NC where local data is thin.
Local home values
Typical home values in Asheville, NC have risen about 18% over the past 5 years (-3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately