Cottage / Storybook home in Louisville, KY
A Cottage home in Louisville, KY, it offers 3 bedrooms and 1.5 bathrooms across 1,500 square feet. The Cottage styling carries through the home's design.
| Price | $289,900 |
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| Beds | 3 |
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| Baths | 1.5 |
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| Sqft | 1500 |
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| Architectural style | Cottage / Storybook (69% match) |
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| Address | 1144 Saint Michael St, Louisville, KY 40204 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- The median for 265 similar Cottage / Storybook homes in Louisville, KY is $290K.
- That works out to $193 per square foot, 3% above the $188 comparable rate.
- New to market (4 days), so expect competition.
| This home | $289,900 |
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| Cottage / Storybook median in Louisville, KY | $289,900 (265 homes) |
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| Price per sq ft | $193 vs. $188 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,903/month with 20% down at a 7.28% 30-year fixed rate. You would need about $81,570 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,587/mo |
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| Property tax (new-buyer reassessed rate) | $208/mo |
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| Homeowners insurance | $109/mo |
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| Total monthly | $1,903/mo |
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| Down payment (20%) | $57,980 |
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| Income needed | $81,570/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (54 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (54/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $118,760 |
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| Range (10th to 90th pct) | $65,214 to $182,324 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia