Cottage / Storybook home in Lake Geneva, WI
A Cottage home in Lake Geneva, WI, it offers 3 bedrooms and 1 bathroom across 1,372 square feet. The Cottage styling carries through the home's design.
| Price | $379,900 |
|---|
| Beds | 3 |
|---|
| Baths | 1 |
|---|
| Sqft | 1372 |
|---|
| Architectural style | Cottage / Storybook (45% match) |
|---|
| Address | 923 Marshall St, Lake Geneva, WI 53147 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on HomeFinder.
Is this a good buy?
Priced below comparable homes.
- At $380K, this home is 42% below the $650K median for 17 similar Cottage / Storybook homes in Lake Geneva, WI.
- That works out to $277 per square foot, 11% below the $312 comparable rate.
- On the market 47 days, longer than usual here, so the seller may be open to offers.
| This home | $379,900 |
|---|
| Cottage / Storybook median in Lake Geneva, WI | $650,000 (17 homes) |
|---|
| Price per sq ft | $277 vs. $312 comps median |
|---|
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,732/month with 20% down at a 7.28% 30-year fixed rate. You would need about $117,069 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,079/mo |
|---|
| Property tax (new-buyer reassessed rate) | $510/mo |
|---|
| Homeowners insurance | $142/mo |
|---|
| Total monthly | $2,732/mo |
|---|
| Down payment (20%) | $75,980 |
|---|
| Income needed | $117,069/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
|---|
| Beats renting in | 12% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $181,278 |
|---|
| Range (10th to 90th pct) | $106,945 to $272,434 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on HomeFinder