Ranch home in Spokane, WA
Set in Spokane, WA, this Ranch home provides 3 bedrooms and 2 bathrooms. The Ranch styling carries through the home's design.
| Price | $350,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Architectural style | Ranch (43% match) |
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| Address | 4811 N Oak St, Spokane, WA 99205 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $350K, this home is 20% below the $435K median for 891 similar Ranch homes in Spokane, WA.
- On the market 80 days, longer than usual here, so the seller may be open to offers.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,321/month with 20% down at a 7.28% 30-year fixed rate. You would need about $99,480 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,916/mo |
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| Property tax (new-buyer reassessed rate) | $274/mo |
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| Homeowners insurance | $131/mo |
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| Total monthly | $2,321/mo |
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| Down payment (20%) | $70,000 |
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| Income needed | $99,480/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (71 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (71/100) |
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| Beats renting in | 28% of modeled paths |
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| Modeled 5-yr equity (median) | $193,976 |
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| Range (10th to 90th pct) | $120,872 to $279,817 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Spokane, WA where local data is thin.
Local home values
Typical home values in Spokane, WA have risen about 9% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow