Cottage / Storybook home in Naperville, IL
Set in Naperville, IL, this Cottage home provides 2 bedrooms and 2 bathrooms across 1,729 square feet. It sits within the greater Chicago, IL area.
| Price | $475,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1729 |
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| Architectural style | Cottage / Storybook (34% match) |
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| Address | 2929 Portage St, Naperville, IL 60564 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $475K, this home is 32% below the $700K median for 101 similar Cottage / Storybook homes in Chicago, IL.
- That works out to $275 per square foot, 26% below the $374 comparable rate.
- On the market 16 days.
| This home | $475,000 |
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| Cottage / Storybook median in Chicago, IL | $699,999 (101 homes) |
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| Price per sq ft | $275 vs. $374 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,601/month with 20% down at a 7.28% 30-year fixed rate. You would need about $154,349 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,600/mo |
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| Property tax (new-buyer reassessed rate) | $823/mo |
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| Homeowners insurance | $178/mo |
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| Total monthly | $3,601/mo |
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| Down payment (20%) | $95,000 |
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| Income needed | $154,349/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $194,258 |
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| Range (10th to 90th pct) | $107,176 to $295,405 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia