Cottage / Storybook home in Smithville, TN
This 1,300-square-foot Cottage home in Smithville, TN includes 2 bedrooms and 2 bathrooms. Its Cottage character defines the property's look.
| Price | $324,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1300 |
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| Architectural style | Cottage / Storybook (64% match) |
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| Address | 1377 Four Seasons Rd, Smithville, TN 37166 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $324K, this home is 55% below the $725K median for 425 similar Cottage / Storybook homes in Nashville, TN.
- That works out to $249 per square foot, 26% below the $336 comparable rate.
- On the market 15 days.
| This home | $324,000 |
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| Cottage / Storybook median in Nashville, TN | $724,900 (425 homes) |
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| Price per sq ft | $249 vs. $336 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,076/month with 20% down at a 7.28% 30-year fixed rate. You would need about $88,966 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,773/mo |
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| Property tax (new-buyer reassessed rate) | $181/mo |
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| Homeowners insurance | $122/mo |
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| Total monthly | $2,076/mo |
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| Down payment (20%) | $64,800 |
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| Income needed | $88,966/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (71 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (71/100) |
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| Beats renting in | 29% of modeled paths |
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| Modeled 5-yr equity (median) | $180,486 |
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| Range (10th to 90th pct) | $113,513 to $258,312 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Nashville, TN where local data is thin.
Local home values
Typical home values in Nashville, TN have risen about 21% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia