Ranch home in Saint James, MO
A Ranch home in Saint James, MO, it offers 4 bedrooms and 2 bathrooms across 2,226 square feet. Its Ranch character defines the property's look.
| Price | $240,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2226 |
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| Architectural style | Ranch (86% match) |
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| Address | 412 N Louise Ave, Saint James, MO 65559 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $240K, this home is 13% below the $275K median for 717 similar Ranch homes in St. Louis, MO.
- That works out to $108 per square foot, 37% below the $171 comparable rate.
- On the market 16 days.
| This home | $240,000 |
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| Ranch median in St. Louis, MO | $274,900 (717 homes) |
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| Price per sq ft | $108 vs. $171 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,598/month with 20% down at a 7.28% 30-year fixed rate. You would need about $68,472 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,314/mo |
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| Property tax (new-buyer reassessed rate) | $194/mo |
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| Homeowners insurance | $90/mo |
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| Total monthly | $1,598/mo |
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| Down payment (20%) | $48,000 |
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| Income needed | $68,472/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 21% of modeled paths |
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| Modeled 5-yr equity (median) | $123,248 |
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| Range (10th to 90th pct) | $75,393 to $182,079 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in St. Louis, MO have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia