Craftsman / Bungalow home in Oakland, CA
A Craftsman home in Oakland, CA, it offers 2 bedrooms and 2 bathrooms across 1,164 square feet. The Craftsman styling carries through the home's design.
| Price | $625,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1164 |
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| Architectural style | Craftsman / Bungalow (74% match) |
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| Address | 2939 Florida St, Oakland, CA 94602 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $625K, this home is 43% below the $1.1M median for 455 similar Craftsman / Bungalow homes in San Francisco, CA.
- That works out to $537 per square foot, 28% below the $742 comparable rate.
- On the market 10 days.
| This home | $625,000 |
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| Craftsman / Bungalow median in San Francisco, CA | $1,095,000 (455 homes) |
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| Price per sq ft | $537 vs. $742 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,280/month with 20% down at a 7.28% 30-year fixed rate. You would need about $183,447 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,421/mo |
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| Property tax (new-buyer reassessed rate) | $625/mo |
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| Homeowners insurance | $234/mo |
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| Total monthly | $4,280/mo |
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| Down payment (20%) | $125,000 |
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| Income needed | $183,447/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (61 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (61/100) |
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| Beats renting in | 11% of modeled paths |
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| Modeled 5-yr equity (median) | $296,634 |
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| Range (10th to 90th pct) | $176,422 to $437,771 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Francisco, CA where local data is thin.
Local home values
Typical home values in San Francisco, CA have risen about 2% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately