Ranch home in Charleston, SC
This 1,152-square-foot Ranch home in Charleston, SC includes 3 bedrooms and 2 bathrooms. Standout details include a deck / patio.
| Price | $429,500 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1152 |
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| Architectural style | Ranch (41% match) |
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| Address | 1240 Camellia Road, Charleston, SC 29407 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $430K, this home is 19% below the $530K median for 306 similar Ranch homes in Charleston, SC.
- That works out to $373 per square foot, 6% above the $351 comparable rate.
| This home | $429,500 |
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| Ranch median in Charleston, SC | $530,000 (306 homes) |
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| Price per sq ft | $373 vs. $351 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,716/month with 20% down at a 7.28% 30-year fixed rate. You would need about $116,401 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,351/mo |
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| Property tax (new-buyer reassessed rate) | $204/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $2,716/mo |
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| Down payment (20%) | $85,900 |
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| Income needed | $116,401/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (78 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (78/100) |
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| Beats renting in | 43% of modeled paths |
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| Modeled 5-yr equity (median) | $268,333 |
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| Range (10th to 90th pct) | $173,958 to $377,354 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charleston, SC where local data is thin.
Local home values
Typical home values in Charleston, SC have risen about 28% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately