home in 69 Valdivia Dr Santa Barbara, CA
A home in Santa Barbara, CA, it offers 5 bedrooms and 3 bathrooms across 1,743 square feet.
| Price | $1,795,000 |
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| Beds | 5 |
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| Baths | 3 |
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| Sqft | 1743 |
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| Address | 69 Valdivia Dr Santa Barbara, CA 93110 |
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Why buy this home
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little above the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $12,293/month with 20% down at a 7.28% 30-year fixed rate. You would need about $526,861 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $9,825/mo |
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| Property tax (new-buyer reassessed rate) | $1,795/mo |
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| Homeowners insurance | $673/mo |
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| Total monthly | $12,293/mo |
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| Down payment (20%) | $359,000 |
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| Income needed | $526,861/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 26% of modeled paths |
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| Modeled 5-yr equity (median) | $993,246 |
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| Range (10th to 90th pct) | $621,047 to $1,439,427 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto