Adobe / Pueblo / Southwestern home in Sacramento, CA
This Adobe home in Sacramento, CA offers 3 bedrooms and 1 bathroom across 924 square feet. Its Adobe character defines the property's look.
| Price | $430,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 924 |
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| Architectural style | Adobe / Pueblo / Southwestern (32% match) |
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| Address | 1886 Kirk Way, Sacramento, CA 95822 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $430K, this home is 3% below the $445K median for 9 similar Adobe / Pueblo / Southwestern homes in Sacramento, CA.
- That works out to $465 per square foot, 26% above the $368 comparable rate.
- New to market (2 days), so expect competition.
| This home | $430,000 |
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| Adobe / Pueblo / Southwestern median in Sacramento, CA | $445,000 (9 homes) |
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| Price per sq ft | $465 vs. $368 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,945/month with 20% down at a 7.28% 30-year fixed rate. You would need about $126,212 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,354/mo |
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| Property tax (new-buyer reassessed rate) | $430/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $2,945/mo |
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| Down payment (20%) | $86,000 |
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| Income needed | $126,212/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
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| Beats renting in | 39% of modeled paths |
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| Modeled 5-yr equity (median) | $267,963 |
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| Range (10th to 90th pct) | $176,612 to $383,180 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow