Spanish Revival home in San Francisco, CA
This 1,511-square-foot Spanish Revival home in San Francisco, CA includes 2 bedrooms and 1 bathroom. The Spanish Revival styling carries through the home's design.
| Price | $1,395,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1511 |
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| Architectural style | Spanish Revival (33% match) |
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| Address | 870 42nd Ave, San Francisco, CA 94121 |
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Why buy this home
- Confirmed Spanish Revival architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $1.4M, this home is 11% below the $1.6M median for 825 similar Spanish Revival homes in San Francisco, CA.
- That works out to $923 per square foot, 16% above the $794 comparable rate.
- On the market 21 days.
| This home | $1,395,000 |
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| Spanish Revival median in San Francisco, CA | $1,575,000 (825 homes) |
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| Price per sq ft | $923 vs. $794 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $9,554/month with 20% down at a 7.28% 30-year fixed rate. You would need about $409,454 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,636/mo |
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| Property tax (new-buyer reassessed rate) | $1,395/mo |
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| Homeowners insurance | $523/mo |
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| Total monthly | $9,554/mo |
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| Down payment (20%) | $279,000 |
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| Income needed | $409,454/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $735,344 |
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| Range (10th to 90th pct) | $449,620 to $1,071,700 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Francisco, CA where local data is thin.
Local home values
Typical home values in San Francisco, CA have risen about 2% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow