Townhouse / Rowhouse home in WASHINGTON, DC
This Townhouse home in WASHINGTON, DC offers 4 bedrooms and 4 bathrooms across 1,808 square feet. The listing highlights deck / patio, hardwood floors, and kitchen island.
| Price | $1,230,000 |
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| Beds | 4 |
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| Baths | 4 |
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| Sqft | 1808 |
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| Architectural style | Townhouse / Rowhouse (59% match) |
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| Address | 1812 Bay Street SE, WASHINGTON, DC 20003 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, hardwood floors, kitchen island.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $1.2M, this home is 58% above the $780K median for 1657 similar Townhouse / Rowhouse homes in Washington, DC.
- That works out to $680 per square foot, 41% above the $482 comparable rate.
| This home | $1,230,000 |
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| Townhouse / Rowhouse median in Washington, DC | $780,000 (1657 homes) |
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| Price per sq ft | $680 vs. $482 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,778/month with 20% down at a 7.28% 30-year fixed rate. You would need about $333,349 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,733/mo |
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| Property tax (new-buyer reassessed rate) | $584/mo |
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| Homeowners insurance | $461/mo |
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| Total monthly | $7,778/mo |
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| Down payment (20%) | $246,000 |
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| Income needed | $333,349/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (38 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (38/100) |
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| Beats renting in | 2% of modeled paths |
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| Modeled 5-yr equity (median) | $396,180 |
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| Range (10th to 90th pct) | $191,898 to $646,733 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Washington, DC where local data is thin.
Local home values
Typical home values in Washington, DC have risen about 13% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately