Cape Cod home in 21626 131st Ave New York, NY
Set in New York, NY, this Cape Cod home provides 2 bedrooms and 2 bathrooms across 1,108 square feet. The Cape Cod styling carries through the home's design.
| Price | $649,999 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1108 |
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| Architectural style | Cape Cod (32% match) |
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| Address | 21626 131st Ave New York, NY 11413 |
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Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $650K, this home is 26% below the $879K median for 42 similar Cape Cod homes in New York, NY.
- That works out to $587 per square foot, 2% below the $599 comparable rate.
- On the market 11 days.
| This home | $649,999 |
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| Cape Cod median in New York, NY | $879,000 (42 homes) |
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| Price per sq ft | $587 vs. $599 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,733/month with 20% down at a 7.28% 30-year fixed rate. You would need about $202,856 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
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| Property tax (new-buyer reassessed rate) | $932/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,733/mo |
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| Down payment (20%) | $130,000 |
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| Income needed | $202,856/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $303,823 |
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| Range (10th to 90th pct) | $178,441 to $452,854 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward New York, NY where local data is thin.
Local home values
Typical home values in New York, NY have risen about 28% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto