home in TAMPA, FL
This home in TAMPA, FL offers 2 bedrooms and 1 bathroom across 1,060 square feet. It sits within the greater Tampa, FL area.
| Price | $256,990 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1060 |
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| Address | 2501 N 54th Street, TAMPA, FL 33619 |
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Why buy this home
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,698/month with 20% down at a 7.28% 30-year fixed rate. You would need about $72,769 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,407/mo |
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| Property tax (new-buyer reassessed rate) | $195/mo |
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| Homeowners insurance | $96/mo |
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| Total monthly | $1,698/mo |
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| Down payment (20%) | $51,398 |
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| Income needed | $72,769/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (94 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (94/100) |
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| Beats renting in | 84% of modeled paths |
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| Modeled 5-yr equity (median) | $218,469 |
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| Range (10th to 90th pct) | $152,871 to $295,979 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tampa, FL where local data is thin.
Local home values
Typical home values in Tampa, FL have risen about 18% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately