Townhouse / Rowhouse home in Philadelphia, PA
A Townhouse condo in Philadelphia, PA, it offers 3 bedrooms and 3 bathrooms across 1,794 square feet. Its Townhouse character defines the property's look.
| Price | $429,000 |
|---|
| Beds | 3 |
|---|
| Baths | 3 |
|---|
| Sqft | 1794 |
|---|
| Architectural style | Townhouse / Rowhouse (81% match) |
|---|
| Address | 631 W Oxford St Unit 2, Philadelphia, PA 19122 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $429K, this home is 51% above the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $239 per square foot, 12% above the $213 comparable rate.
- On the market 12 days.
| This home | $429,000 |
|---|
| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
|---|
| Price per sq ft | $239 vs. $213 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,042/month with 20% down at a 7.28% 30-year fixed rate. You would need about $130,361 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,348/mo |
|---|
| Property tax (new-buyer reassessed rate) | $533/mo |
|---|
| Homeowners insurance | $161/mo |
|---|
| Total monthly | $3,042/mo |
|---|
| Down payment (20%) | $85,800 |
|---|
| Income needed | $130,361/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 14% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $208,516 |
|---|
| Range (10th to 90th pct) | $123,101 to $310,071 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow