Spanish Revival home in Rancho Mirage, CA
Set in Rancho Mirage, CA, this Spanish Revival home provides 4 bedrooms and 5 bathrooms across 3,476 square feet. The listing highlights guest house / adu, mountain view, swimming pool, deck / patio, and fireplace.
| Price | $3,800,000 |
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| Beds | 4 |
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| Baths | 5 |
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| Sqft | 3476 |
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| Architectural style | Spanish Revival (52% match) |
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| Address | 26 Santa Rosa Mountain Lane, Rancho Mirage, CA 92270 |
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Why buy this home
- Confirmed Spanish Revival architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, fireplace, guest house / ADU, mountain view, open floor plan, swimming pool.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $3.8M, this home is 218% above the $1.2M median for 24 similar Spanish Revival homes in Rancho Mirage, CA.
- That works out to $1093 per square foot, 169% above the $407 comparable rate.
| This home | $3,800,000 |
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| Spanish Revival median in Rancho Mirage, CA | $1,195,000 (24 homes) |
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| Price per sq ft | $1,093 vs. $407 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $26,025/month with 20% down at a 7.28% 30-year fixed rate. You would need about $1,115,359 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $20,800/mo |
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| Property tax (new-buyer reassessed rate) | $3,800/mo |
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| Homeowners insurance | $1,425/mo |
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| Total monthly | $26,025/mo |
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| Down payment (20%) | $760,000 |
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| Income needed | $1,115,359/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $1,795,720 |
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| Range (10th to 90th pct) | $1,075,306 to $2,699,524 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Estately