Ranch home in Memphis, TN
A Ranch home in Memphis, TN, it offers 3 bedrooms and 1.5 bathrooms. The listing highlights deck / patio, fireplace, and hardwood floors.
| Price | $145,000 |
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| Beds | 3 |
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| Baths | 1.5 |
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| Architectural style | Ranch (61% match) |
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| Address | 3725 Twinmont St, Memphis, TN 38128 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, fireplace, hardwood floors.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $145K, this home is 15% below the $170K median for 1254 similar Ranch homes in Memphis, TN.
- On the market 15 days.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $929/month with 20% down at a 7.28% 30-year fixed rate. You would need about $39,815 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $794/mo |
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| Property tax (new-buyer reassessed rate) | $81/mo |
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| Homeowners insurance | $54/mo |
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| Total monthly | $929/mo |
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| Down payment (20%) | $29,000 |
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| Income needed | $39,815/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
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| Beats renting in | 39% of modeled paths |
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| Modeled 5-yr equity (median) | $83,697 |
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| Range (10th to 90th pct) | $53,046 to $120,715 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Memphis, TN where local data is thin.
Local home values
Typical home values in Memphis, TN have risen about 17% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately