Townhouse / Rowhouse home in 4708 Loyola Way Charlottesville, VA
Set in Charlottesville, VA, this Townhouse home provides 3 bedrooms and 4 bathrooms across 2,402 square feet. Its Townhouse character defines the property's look.
| Price | $495,000 |
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| Beds | 3 |
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| Baths | 4 |
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| Sqft | 2402 |
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| Architectural style | Townhouse / Rowhouse (66% match) |
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| Address | 4708 Loyola Way Charlottesville, VA 22902 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little under the area.
- At $495K, this home is 16% above the $425K median for 85 similar Townhouse / Rowhouse homes in Charlottesville, VA.
- That works out to $206 per square foot, 13% below the $238 comparable rate.
- On the market 14 days.
| This home | $495,000 |
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| Townhouse / Rowhouse median in Charlottesville, VA | $425,000 (85 homes) |
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| Price per sq ft | $206 vs. $238 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,254/month with 20% down at a 7.28% 30-year fixed rate. You would need about $139,456 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,709/mo |
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| Property tax (new-buyer reassessed rate) | $359/mo |
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| Homeowners insurance | $186/mo |
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| Total monthly | $3,254/mo |
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| Down payment (20%) | $99,000 |
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| Income needed | $139,456/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (56 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (56/100) |
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| Beats renting in | 8% of modeled paths |
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| Modeled 5-yr equity (median) | $208,716 |
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| Range (10th to 90th pct) | $114,923 to $319,089 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlottesville, VA where local data is thin.
Local home values
Typical home values in Charlottesville, VA have risen about 22% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto