Cottage / Storybook home in 1728 42nd St Sacramento, CA
A Cottage home in Sacramento, CA, it offers 2 bedrooms and 1 bathroom across 943 square feet. Its Cottage character defines the property's look.
| Price | $500,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 943 |
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| Architectural style | Cottage / Storybook (41% match) |
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| Address | 1728 42nd St Sacramento, CA 95819 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $500K, this home is 17% below the $599K median for 79 similar Cottage / Storybook homes in Sacramento, CA.
- That works out to $530 per square foot, 0% above the $528 comparable rate.
| This home | $500,000 |
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| Cottage / Storybook median in Sacramento, CA | $599,000 (79 homes) |
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| Price per sq ft | $530 vs. $528 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,424/month with 20% down at a 7.28% 30-year fixed rate. You would need about $146,758 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,737/mo |
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| Property tax (new-buyer reassessed rate) | $500/mo |
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| Homeowners insurance | $188/mo |
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| Total monthly | $3,424/mo |
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| Down payment (20%) | $100,000 |
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| Income needed | $146,758/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $226,931 |
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| Range (10th to 90th pct) | $133,406 to $341,661 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto