Cottage / Storybook home in Asheville, NC
Set in Asheville, NC, this Cottage home provides 2 bedrooms and 3 bathrooms across 2,466 square feet. Its Cottage character defines the property's look.
| Price | $499,000 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 2466 |
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| Architectural style | Cottage / Storybook (61% match) |
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| Address | 156 State St, Asheville, NC 28806 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $499K, this home is 9% below the $550K median for 589 similar Cottage / Storybook homes in Asheville, NC.
- That works out to $202 per square foot, 40% below the $337 comparable rate.
- On the market 24 days.
| This home | $499,000 |
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| Cottage / Storybook median in Asheville, NC | $550,000 (589 homes) |
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| Price per sq ft | $202 vs. $337 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,259/month with 20% down at a 7.28% 30-year fixed rate. You would need about $139,692 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,731/mo |
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| Property tax (new-buyer reassessed rate) | $341/mo |
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| Homeowners insurance | $187/mo |
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| Total monthly | $3,259/mo |
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| Down payment (20%) | $99,800 |
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| Income needed | $139,692/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $245,102 |
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| Range (10th to 90th pct) | $146,192 to $364,466 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Asheville, NC where local data is thin.
Local home values
Typical home values in Asheville, NC have risen about 18% over the past 5 years (-3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia