Ranch home in Sacramento, CA
This 1,615-square-foot Ranch home in Sacramento, CA includes 3 bedrooms and 2 bathrooms. Standout details include fireplace and open floor plan.
| Price | $449,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1615 |
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| Architectural style | Ranch (74% match) |
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| Address | 1416 Lomas Way, Sacramento, CA 95822 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: fireplace, open floor plan.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- The median for 1479 similar Ranch homes in Sacramento, CA is $449K.
- That works out to $279 per square foot, 18% below the $340 comparable rate.
- On the market 24 days.
| This home | $449,900 |
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| Ranch median in Sacramento, CA | $449,000 (1479 homes) |
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| Price per sq ft | $279 vs. $340 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,081/month with 20% down at a 7.28% 30-year fixed rate. You would need about $132,053 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,463/mo |
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| Property tax (new-buyer reassessed rate) | $450/mo |
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| Homeowners insurance | $169/mo |
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| Total monthly | $3,081/mo |
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| Down payment (20%) | $89,980 |
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| Income needed | $132,053/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (77 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (77/100) |
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| Beats renting in | 39% of modeled paths |
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| Modeled 5-yr equity (median) | $283,520 |
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| Range (10th to 90th pct) | $186,052 to $402,495 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately