Prairie home in Bend, OR
Set in Bend, OR, this Prairie home provides 3 bedrooms and 3 bathrooms across 1,497 square feet. The Prairie styling carries through the home's design.
| Price | $499,975 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1497 |
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| Architectural style | Prairie (31% match) |
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| Address | 20265 Schaeffer Drive, Bend, OR 97703 |
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Why buy this home
- Confirmed Prairie architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $500K, this home is 58% below the $1.2M median for 58 similar Prairie homes in Bend, OR.
- That works out to $334 per square foot, 18% below the $405 comparable rate.
- On the market 23 days.
| This home | $499,975 |
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| Prairie median in Bend, OR | $1,199,900 (58 homes) |
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| Price per sq ft | $334 vs. $405 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,312/month with 20% down at a 7.28% 30-year fixed rate. You would need about $141,929 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,737/mo |
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| Property tax (new-buyer reassessed rate) | $387/mo |
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| Homeowners insurance | $187/mo |
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| Total monthly | $3,312/mo |
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| Down payment (20%) | $99,995 |
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| Income needed | $141,929/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (75 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (75/100) |
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| Beats renting in | 36% of modeled paths |
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| Modeled 5-yr equity (median) | $305,227 |
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| Range (10th to 90th pct) | $198,081 to $433,907 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Bend, OR where local data is thin.
Local home values
Typical home values in Bend, OR have risen about 6% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately