home in Charlotte, NC
This 3,701-square-foot home in Charlotte, NC includes 4 bedrooms and 5 bathrooms.
| Price | $1,250,000 |
|---|
| Beds | 4 |
|---|
| Baths | 5 |
|---|
| Sqft | 3701 |
|---|
| Address | 16101 Whitesail Dr, Charlotte, NC 28278 |
|---|
Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,165/month with 20% down at a 7.28% 30-year fixed rate. You would need about $349,930 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,842/mo |
|---|
| Property tax (new-buyer reassessed rate) | $854/mo |
|---|
| Homeowners insurance | $469/mo |
|---|
| Total monthly | $8,165/mo |
|---|
| Down payment (20%) | $250,000 |
|---|
| Income needed | $349,930/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
|---|
| Beats renting in | 20% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $645,056 |
|---|
| Range (10th to 90th pct) | $397,340 to $939,174 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlotte, NC where local data is thin.
Local home values
Typical home values in Charlotte, NC have risen about 22% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow