Townhouse / Rowhouse home in Hilton Head Island, SC
This Townhouse condo in Hilton Head Island, SC offers 1 bedroom and 2 bathrooms across 1,215 square feet. The Townhouse styling carries through the home's design.
| Price | $450,000 |
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| Beds | 1 |
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| Baths | 2 |
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| Sqft | 1215 |
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| Architectural style | Townhouse / Rowhouse (63% match) |
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| Address | 113 Shipyard Drive UNIT 198, Hilton Head Island, SC 29928 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $450K, this home is 35% below the $688K median for 40 similar Townhouse / Rowhouse homes in Hilton Head Island, SC.
- That works out to $370 per square foot, right at the $370 comparable rate.
- On the market 10 days.
| This home | $450,000 |
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| Townhouse / Rowhouse median in Hilton Head Island, SC | $687,995 (40 homes) |
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| Price per sq ft | $370 vs. $370 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,846/month with 20% down at a 7.28% 30-year fixed rate. You would need about $121,957 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,463/mo |
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| Property tax (new-buyer reassessed rate) | $214/mo |
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| Homeowners insurance | $169/mo |
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| Total monthly | $2,846/mo |
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| Down payment (20%) | $90,000 |
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| Income needed | $121,957/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $214,588 |
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| Range (10th to 90th pct) | $127,148 to $321,632 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Hilton Head Island, SC where local data is thin.
Local home values
Typical home values in Hilton Head Island, SC have risen about 35% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow