Condo / High-rise home in Birmingham, AL
Set in Birmingham, AL, this Condo condo provides 1 bedroom and 1 bathroom across 663 square feet. Its Condo character defines the property's look.
| Price | $65,720 |
|---|
| Beds | 1 |
|---|
| Baths | 1 |
|---|
| Sqft | 663 |
|---|
| Architectural style | Condo / High-rise (95% match) |
|---|
| Address | 1329 31st St S APT C, Birmingham, AL 35205 |
|---|
Why buy this home
- Confirmed Condo / High-rise architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $66K, this home is 76% below the $270K median for 119 similar Condo / High-rise homes in Birmingham, AL.
- That works out to $99 per square foot, 56% below the $227 comparable rate.
- New to market (4 days), so expect competition.
| This home | $65,720 |
|---|
| Condo / High-rise median in Birmingham, AL | $269,900 (119 homes) |
|---|
| Price per sq ft | $99 vs. $227 comps median |
|---|
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $407/month with 20% down at a 7.28% 30-year fixed rate. You would need about $17,436 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $360/mo |
|---|
| Property tax (new-buyer reassessed rate) | $22/mo |
|---|
| Homeowners insurance | $25/mo |
|---|
| Total monthly | $407/mo |
|---|
| Down payment (20%) | $13,144 |
|---|
| Income needed | $17,436/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 17% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $30,790 |
|---|
| Range (10th to 90th pct) | $18,516 to $46,125 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow