Townhouse / Rowhouse home in Baltimore, MD
Set in Baltimore, MD, this Townhouse home provides 3 bedrooms and 1.5 bathrooms across 1,590 square feet. The Townhouse styling carries through the home's design.
| Price | $49,900 |
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| Beds | 3 |
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| Baths | 1.5 |
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| Sqft | 1590 |
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| Architectural style | Townhouse / Rowhouse (86% match) |
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| Address | 2239 Penrose Ave, Baltimore, MD 21223 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $50K, this home is 79% below the $235K median for 2521 similar Townhouse / Rowhouse homes in Baltimore, MD.
- That works out to $31 per square foot, 81% below the $161 comparable rate.
- On the market 24 days.
| This home | $49,900 |
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| Townhouse / Rowhouse median in Baltimore, MD | $235,000 (2521 homes) |
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| Price per sq ft | $31 vs. $161 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $336/month with 20% down at a 7.28% 30-year fixed rate. You would need about $14,415 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $273/mo |
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| Property tax (new-buyer reassessed rate) | $44/mo |
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| Homeowners insurance | $19/mo |
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| Total monthly | $336/mo |
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| Down payment (20%) | $9,980 |
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| Income needed | $14,415/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (44 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (44/100) |
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| Beats renting in | 10% of modeled paths |
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| Modeled 5-yr equity (median) | $17,133 |
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| Range (10th to 90th pct) | $8,396 to $27,342 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia