home in Houston, TX
This home in Houston, TX offers 3 bedrooms and 2 bathrooms across 1,730 square feet.
| Price | $450,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1730 |
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| Address | 317 Kelley St, Houston, TX 77009 |
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Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,262/month with 20% down at a 7.28% 30-year fixed rate. You would need about $139,796 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,463/mo |
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| Property tax (new-buyer reassessed rate) | $630/mo |
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| Homeowners insurance | $169/mo |
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| Total monthly | $3,262/mo |
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| Down payment (20%) | $90,000 |
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| Income needed | $139,796/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $224,143 |
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| Range (10th to 90th pct) | $134,639 to $330,580 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Houston, TX where local data is thin.
Local home values
Typical home values in Houston, TX have risen about 12% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow