Cottage / Storybook home in San Rafael, CA
This Cottage home in San Rafael, CA offers 4 bedrooms and 2 bathrooms across 1,589 square feet. The Cottage styling carries through the home's design.
| Price | $1,100,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1589 |
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| Architectural style | Cottage / Storybook (55% match) |
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| Address | 1920 5th Avenue, San Rafael, CA 94901 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $1.1M, this home is 15% below the $1.3M median for 239 similar Cottage / Storybook homes in San Francisco, CA.
- That works out to $692 per square foot, 25% below the $925 comparable rate.
- On the market 20 days.
- The asking price has already been cut about 12%, a sign the seller is motivated.
| This home | $1,100,000 |
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| Cottage / Storybook median in San Francisco, CA | $1,295,000 (239 homes) |
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| Price per sq ft | $692 vs. $925 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,534/month with 20% down at a 7.28% 30-year fixed rate. You would need about $322,867 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,021/mo |
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| Property tax (new-buyer reassessed rate) | $1,100/mo |
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| Homeowners insurance | $413/mo |
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| Total monthly | $7,534/mo |
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| Down payment (20%) | $220,000 |
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| Income needed | $322,867/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $538,595 |
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| Range (10th to 90th pct) | $325,887 to $804,175 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Francisco, CA where local data is thin.
Local home values
Typical home values in San Francisco, CA have risen about 2% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia