home in Honolulu, HI
Set in Honolulu, HI, this home provides 4 bedrooms and 2.5 bathrooms across 1,776 square feet.
| Price | $1,749,000 |
|---|
| Beds | 4 |
|---|
| Baths | 2.5 |
|---|
| Sqft | 1776 |
|---|
| Address | 3654 Kumu St, Honolulu, HI 96822 |
|---|
Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $10,637/month with 20% down at a 7.28% 30-year fixed rate. You would need about $455,892 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $9,573/mo |
|---|
| Property tax (new-buyer reassessed rate) | $408/mo |
|---|
| Homeowners insurance | $656/mo |
|---|
| Total monthly | $10,637/mo |
|---|
| Down payment (20%) | $349,800 |
|---|
| Income needed | $455,892/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (36 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (36/100) |
|---|
| Beats renting in | 2% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $552,908 |
|---|
| Range (10th to 90th pct) | $253,829 to $912,194 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia