home in San Diego, CA
This 1,319-square-foot home in San Diego, CA includes 3 bedrooms and 3 bathrooms.
| Price | $1,125,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1319 |
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| Address | 309 W Lewis Street, San Diego, CA 92103 |
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Why buy this home
- Includes a real agent video tour with a full transcript of the walkthrough.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,705/month with 20% down at a 7.28% 30-year fixed rate. You would need about $330,205 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,158/mo |
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| Property tax (new-buyer reassessed rate) | $1,125/mo |
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| Homeowners insurance | $422/mo |
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| Total monthly | $7,705/mo |
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| Down payment (20%) | $225,000 |
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| Income needed | $330,205/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (57 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (57/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $496,755 |
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| Range (10th to 90th pct) | $283,721 to $739,670 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Diego, CA where local data is thin.
Local home values
Typical home values in San Diego, CA have risen about 22% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
From the tour
This is what you can get in Mission Hills for just under $1.2 million. Let's take a look. Okay, this has to be one of my favorite little pockets in Mission Hills. This is 309 West Lewis Street. You got three bedrooms, three bathrooms, 1319 square feet, including a full bedroom, downstairs, with a full bath. Inside you've got wood floor, plantation shutters, central heat, air plus, the kitchen with granite countertops, white cabinets, and newer stainless steel appliances. But for me, it's the location you're right around the corner from coffee shops, restaurants, and everything. I love about this part of Mission Hills. So if you've been looking for a detached home in Mission Hills, this is one you definitely have to look at. You're not going to want to miss this one. Alright, now you got to do, drop a comment below, and tell me, could you live here?
Transcribed from Chris Spade 🏡 SD REALTOR's TikTok walkthrough.
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