Victorian / Queen Anne home in Milwaukee, WI
This 2,139-square-foot Victorian home in Milwaukee, WI includes 3 bedrooms and 1.5 bathrooms. Standout details include a lake / river / water view.
Enzo's Architect: see what this home could become → A data-driven renovation concept that raises the home's grade, rendered in the architectural style that resells best in this market.| Price | $475,000 |
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| Beds | 3 |
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| Baths | 1.5 |
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| Sqft | 2139 |
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| Architectural style | Victorian / Queen Anne (96% match) |
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| Address | 432 E Smith STREET, Milwaukee, WI 53207 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Features: lake / river / water view.
- Includes a real agent video tour.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $475K, this home is 111% above the $225K median for 429 similar Victorian / Queen Anne homes in Milwaukee, WI.
- That works out to $222 per square foot, 59% above the $140 comparable rate.
- On the market 18 days.
| This home | $475,000 |
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| Victorian / Queen Anne median in Milwaukee, WI | $225,000 (429 homes) |
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| Price per sq ft | $222 vs. $140 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,415/month with 20% down at a 7.28% 30-year fixed rate. You would need about $146,375 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,600/mo |
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| Property tax (new-buyer reassessed rate) | $637/mo |
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| Homeowners insurance | $178/mo |
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| Total monthly | $3,415/mo |
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| Down payment (20%) | $95,000 |
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| Income needed | $146,375/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $243,979 |
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| Range (10th to 90th pct) | $148,727 to $359,252 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Milwaukee, WI where local data is thin.
Local home values
Typical home values in Milwaukee, WI have risen about 31% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
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View this home on Estately